Hi, I am Liborio your coach
Hi, I am the primary coach here at Shark House Financial Solutions. I created this coaching program out of the need I found amongst my students and people in general. From time to time in my classroom and with people outside of work I find myself talking about personal finances and investments quite often. Especially during these tough financial times.
I also, on a personal level, had my own battles with having a lack of knowledge in personal finances. I had to overcome huge financial hurtles. The loss of my small business, an unsurmountable debt that I accumulated after the 2008 (GFC) great financial crisis left me practically broke. By 2010 I had no choice but to get a job. Unfortunately for me I couldn’t find any work in my field, and I had no prospects in recuperating my business. That was due to a bad economy and, as I mentioned earlier for the most part, a lack of financial literacy. I continued working on my own and surviving as best as I could.
After I landed a job in the summer of 2011, I finally started to see a glimmer of light with my finances with the help of a colleague at my job, I started to learn finances and how to invest. It took me about 5 years before I got on track with my finances. In the interim I learned a great deal; I overcame my financial hurtles and today in 2024 I could say with a great deal of confidence that I am going to retire with a decent pension.
In the past 4 years food has gone up 25%. Fuel is still above $3.50 a gallon. Auto and home insurance has gone up in cost and inflation has also climbed higher and so on. And don’t let me leave out the government is printing and spending money like it’s gone out of style causing the additional inflation. More things in general are getting more and more expensive. It is also, getting harder and harder to make a living even though we have plenty of employment.
26% of Americans are living paycheck to paycheck, in 2024. Credit card use is at an all-time high. 56% of Americans can’t come up with $1000.00 in the event of an emergency and have much less savings in their bank accounts. Information like this has led me to a conclusion that people in general don’t necessarily need a handout they need a spending plan and to gain a little knowledge about personal finance. I have asked many of 20- to 30-year-old people if they knew how to balance a check book, and to my surprise most don’t knows how I was told the schools never taught them anything about finances. The average working-class man or woman lack a great deal of “Financial Literacy”.
With this in mind, the only solution I came up with in educating people, was to create this coaching program for individuals and families to learn how to handle personal finances and how to invest properly, in an orderly manner. Enter: Shark House Financial Solutions. I just got to figure out how to get this information to as many people as possible. I already started with this website, let’s see where it goes from here. Click on the button on the left for more actionable and valuable information.
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